Monthly Archives: September 2017

The Secret Behind The Secret Law Of Attraction

The Secret, a film made only for DVD, a docudrama on the Secret Law of Attraction has had an impact that can be measured in millions, namely it cost millions to produce, influenced millions, and made millions of dollars in profit.

Those who got the message, tried it out, proved it for themselves, and wrote emotionally-charged testimonials that fill the official website of The Secret. Those who did not, claimed it was an extravagant celluloid marketing campaign with no substance. Overnight experts emerged in influential magazines and periodicals to proclaim it dangerous, misleading, and more magical thinking than the naive general public could handle.

Does it really work? My own humble opinion is that it works like nothing before ever has in my life. When I read testimonials about it on the official website and on numerous other websites that also talk about the secret law of attraction, I nod in agreement. I’m even willing to declare it to be scientifically valid, because it can be empirically proved by the subject, and because it can be explained by Quantum Mechanics where the observer influences the experiment.

If it works, if people have proved it works, then why are many people also disappointed and frustrated and publicly decrying it as a form of mass delusion. The answer to this is application. Yes, application is the secret of the secret law of attraction. Correct, appropriate, relevant application.

In order to engage the mind to work for you, you have to believe that the mind can work for you. In this particular case, we are talking about the conscious mind believing in the unknown power of the subconscious mind. Those who have asked have been answered, those who have sought have found, and those who have knocked have found that the door opens from the inside. Similarly, those who have no faith at all, or a faith laced with either timidity or scorn, have proved their belief true: that it does not work.

Let’s break this analysis down to specific techniques in the secret law of attraction.

One of the techniques is to hold a focused thought about what you desire. People whose minds jump around in excitement like children at a birthday party, one minute laughing, the next minute crying, and the third minute intent on something else, can’t be expected to manifest anything. You need to focus on an image long enough for it to settle into the subconscious mind. A clear, detailed image, a sense of color, texture, and form is necessary.

Since the entire process of manifestation is a phenomenon that arises from the action of the subconscious mind, those people who delight in endless intellection are poor candidates for success. While they may have a knack for writing satirical pieces about the secret law of attraction or analyzing something to death, this level of mental acuity works against them when they’re trying to manifest. A gift for abstraction almost certainly cancels out a gift for manifestation. Again, the reason for this is rather simple, embarrassingly simple, you have got to be in touch with your feelings to manifest anything. No feelings, no vibrations, no manifestation.

The secret of the secret law of attraction is application. It will work if you work it. Working it means focusing on a desire long enough to get a clear and detailed picture of it. It also means feeling the reality of what has not yet happened as if it had already occurred.

The secret law of attraction is only for people who believe in the evidence of things not seen and are patient enough to wait for them to show up. The secret is out and you can use it to enjoy health, wealth, romantic love, and happiness.

Life Insurance For A Small Scale Business

The majority of people consider that life insurance is necessary only for their family and them. They wish to ensure financial safety of the future. They do not suspect that their small business too requires life insurance.
Some persons in common possess and operate one, two, three or more small businesses. The situation is possible also when the large part of the capital of the holder is connected with the company. In this case even if successors will express desire to have share fraction of the company it rather possibly is necessary to sell shares. For example, to divide the inheritance with other successors or to pay death duties.
Exit can become — Buy-Sell Agreements. This agreement is reached between all holders of a small business. The agreement provides that if one of holders dies, other holders have the guaranteed right to take shares of the died holder under the set price.
Probably, also to acquire — Whole Life insurance policies on a life of each holder. Other holders will be considered in this case as beneficiaries. When one of them dies, other holders collect insurance policy incomes. Usually, insurance premiums beneficiaries they are paid it is fast. As a rule, within 60 days after registration of their statement. The cash bonus can be used for purchase at successors of their share fractions. In case of resignation of one of holders or leading employees the insurance policy is transmitted to it as a resignation bonus. This fine decision of a problem with control preservation over the company.
The small business companies can have one or some persons which are key figures in operation of the company. If one of such partners dies or becomes invalid, its life policy ensures stability of the company and business. The cash bonus will help business to work successfully while to the place of the died partner will not find worthy replacement.
Key-person insurance reliably protects company funds, its solvency and solvency if the key employee (one of holders, the main shareholder, the lead manager etc.) dies or to become invalid. Key-person insurance ensures reliability of functioning of your business. Besides, very often potential creditors and investors require Key-person insurance for privilege persons of the company. It partially guarantees return of their credits and investments.
That it is necessary to make before purchase Key-person insurance the policy:
1. To conduct an estimation of key persons of the company.
2. To advance cost Key-person insurance the policy.
3. To create business-continuation plan (this plan contains possible actions of the company, in case of loss of insured employees).
Whole Life insurance the policy is the good warranty of stability of business. Term Life insurance unlike Whole Life insurance policy can end the policy ahead of time necessary for restoration of stable work of business.

Life Insurance For Women

In the past, mostly men have taken life insurance policies. This scenario is changing slowly but steadily for two reasons- 1) more and more women are making economic contributions and many times at par with their male counterparts; 2) the monetary value accorded to the innumerable household functions performed by a homemaker.
Working women need life insurance for the same reasons as men- to provide for the dependants in case of untimely death and to provide for themselves in time of retirement. Life insurance policies for working women will be considered on the same parameters as for earning men; as also women who derive an income from sources like interest from deposits and dividends from investments etc. The aggregate of all sources should be taken into account for calculating the amount of risk cover. Life insurance becomes even more important for single mothers to protect the children and provide for their education and other needs.
Life insurance for women who are homemakers is reasoned to be essential too, though they are not making direct financial contribution to a household because it is perhaps only in the absence of the lady of the house that one realises the load of work handled by her. A life insurance cover for a house wife is computed by making a total estimate of expenses that will be incurred in hiring services to take care of household functions like hiring a cook, nanny for kids, tutor for kids, caretaker for chores like buying groceries and efficient running of the house. Life insurance for a homemaker can also help in covering medical expenses in case of critical illness.
A life insurance policy for a woman can be customised and made more effective by adding riders to cover areas that are particular to women. For e.g. it can cover breast cancer, complications in pregnancy, congenital disability in a new born.
There are some limitations in buying an insurance cover for a housewife- usually insurance companies do not offer a pure insurance product like term insurance to housewives, however all other plans like endowment plans, money-back and ULIP policies are available. Another restriction is on the upper limit of risk cover a housewife can purchase. The insurance cover is capped at different limits by different insurance companies and in no case can exceed that of the husband. Also the amount of cover will depend on the income of the husband/ earning family member.
Having a life insurance policy for a working woman is as important as for a man, because a sudden loss of her income can have equally damaging repercussions. But even a housewife should consider risk cover because from a practical point of view the services rendered by her, though priceless, have monetary value too. One way to ensure that the family is capable of meeting the extra financial demands upon her death is to have life insurance. Similar to an insurance policy for a male, it is also prudent to buy a woman’s policy as early as possible because it will cost much less when the lady is younger and healthier. So even if a female is working, unmarried and has no liabilities as yet, money invested in a life insurance policy may prove to be one of the best decisions later on in life.

Tips For Doing Inversion Yoga Poses

Headstand (salamba shirshasana) is one of the yoga poses that are considered inversion poses. Inversion poses involve any asanas that lift the feet above the head. Other inversion poses that are well known include shoulderstand (salamba sarvangasana) and half shoulderstand (viparita karani). But even lying on the floor with your legs on a chair is an inversion pose.

The concept behind inversion poses is expressed in yoga texts as viparita karani. Viparita karani is translated as meaning ‘opposite process’. This simply means facilitating a different perspective. From the purely physical point of view, this different perspective in inversion poses is literal – in terms of looking at the world from a different physical viewpoint – as well as involving the body being supported in a different way.

But as yoga is more than simply physical exercises, there are other processes that are assisted. A lot of yoga is designed to help us change mental habits as well as physical habits. Through increasing our ability to adapt to change, instead of being stuck in old habitual responses, we increase our capacity for growth and transformation. This applies in all areas of our lives.

There is a theoretical concept in yoga about why inversion postures help. Ayurveda considers that many of the body’s impurities are in the lower abdomen. When we raise our feet above the head, gravity is assisting us to move these impurities towards what the Ayurvedic system calls agni, or ‘fire’. Agni particularly relates to our ‘digestive fire’, and is thus located above our lower abdomen.

So, by being upside down, and by using the deep and slow breathing typical of yoga, we help ‘burn off’ the impurities that were previously stuck.

Improved circulation is a more readily apparent and less ‘esoteric’ benefit of inversion yoga poses.

Whilst inversion postures have many health benefits, the ability of an individual to receive those benefits depends as much on their capacity to comfortably hold these sometimes difficult postures. For example, headstand and shoulderstand should simply not be done if people are pregnant, have neck pain, high or low blood pressure, neck injuries, or are menstruating. And neither of these postures should be attempted without the appropriate preparatory postures. Otherwise the risk is there that an injury, or stiffness, particularly to the neck area, will result.

Likewise, if doing these postures is very uncomfortable and difficult, more benefit will be derived from doing either the modified versions, or simply working on other yoga poses that strengthen these areas.

There are several important prerequisites for getting the most benefit fro inversions. The first one, a strong neck, I’ve mentioned. The others are a strong back and abdominal muscles, and the capacity to breathe well whilst in the posture. The latter is going to get better with practice, both of yoga itself and the inversions. It is also somewhat tied into having a strong back. Our back and stomach muscles will provide the support to hold the legs straight, which inturn opens up the thoracic cavity, and increases our ability to breathe well whilst upside down!

Tips for Doing the Inverted Postures

For Half Shoulderstand:

* Lengthen the exhale
* Don’t lock the chin
* Keep your weight not on the head but on the wrists and elbows
* Don’t try to pull your torso (and legs) into the vertical like in full shoulderstand if you have difficulties with your neck. By doing so, you’re placing more pressure on your neck.
* Make sure you do the appropriate balancing postures afterwards. These include shalabhasana and bhujangasana

For Shoulderstand:

* Don’t worry so much about keeping your elbows and arms parallel. This will create more tension in your neck if you’re not proficient in this posture.
* Do the appropriate balancing postures. These are the same as for half shoulderstand.

For Headstand:

* Don’t ever make adjustments whilst in headstand. If you feel your alignment is not quite right, come down and do it again.
* Never do this posture first up, or without the prerequisite postures. It will lead to stiffness in the neck at best, and injury at worst. And the negative effects can build up over time. This posture is never done traditionally without preparation, and there is reason for this.
* Use a wall for support as a learning stage
* Support your head with all of your fingers, including the little fingers and thumbs
* Finding the right position for your head will make sure weight is distributed evenly, and ensure you don’t have to overly press down with your elbows to compensate
* Think of the support for the whole body as being distributed evenly across both elbows and the head
* Don’t hold your weight too much on the back of your body. It will place too much pressure on your neck.
* Don’t use props that allow the neck to be free.

The Top 5 Yoga Positions

Often times the right information can change a person’s life. This happened with me and yoga.

There are a lot of yoga positions and poses that is built to enhance posture.

All things considered, yoga positions possess a lot of advantage such that it aims to improve our condition and give us a straight figure.

Occasionally, we might not take notice our selves in a crooked figure. If we practice that for a long period and not do anything about it, await to have a crooked bone in the future.

Although it is true, yoga positions are good to strengthen our
body giving focus to the thighs, knees and the ankles. If you get uses to practicing yoga positions everyday, it is expected that your bones react immediately.

Under certain circumstances, the belly and the backside is considered a important turn on for both genders. For the male, it is ideal to retain up a passable abdomen of the abs. This makes it more appealing to the women.

Having a good butt matters to several women too, a lot of them are practicing in order to acquire a lot of figure and shape in their body.

Yoga positions amazingly relieve sciatica. These are some pain that cannot be prevented. If you do yoga once in a while and even regularly, perhaps you will not see any back or muscle pain.

Here are some techniques on how to maintain a good yoga position.

Just follow these steps in order for you to entirely comprehend yoga positions and be capable to execute it in the proper way.

Yoga Position Number One:

You have to stand with the bases of your big toes touching and the heels have to be slightly apart.

You must lift and spread your toes slowly and the balls of your feet too. Then after, you want to lay them softly down on the floor. Rock yourself back and forth and even side to side.

You may gradually reduce this swaying to maintain a halt, with your weight balanced evenly on your feet.

Yoga Position Number 2:
Flex your thigh muscles and then lifting the knee caps is next. Do it without hardening your lower belly. Lift the inside ankles to make stronger the internal arches, then picture a line of energy all the way up along your inner thighs up to your groins. From there through the core of your neck, torso, and head, and out through the crown of your head. You should turn the upper thighs slowly inward. Make your tailbone longer toward the floor and raise the pubis in the direction of the navel.

Yoga Position Number 3:
Drive your shoulder blades backwards, then broaden them crossways and discharge them down your back. Without roughly pushing your lower front ribs forward, lift the top of your sternum straight toward the ceiling. Broaden your collarbones. Suspend your arms alongside the torso.

Yoga Position Number 4:
You should balance the crown of your head unswervingly over the middle of your pelvis, with the base of your chin analogous to the floor, throat soft, and the tongue broad and plane on the floor of your mouth. Make your eyes look softer.

Yoga Position Number 5:
Tadasana is usually the primary yoga position for all the standing poses. Applying the Tansana is beneficial especially in applying the poses. Staying in the pose for 30 seconds up to 1 minute, then breathing easily keeps it acceptable.

Just follow these clear figures and you are sure that you are doing the right yoga positions.

Tips For Financial Product Comparison

When you are at the supermarket, you are bound to compare different products on the shelves so that you can pick one that is of high quality and cost effective. The same principle applies to financial product comparison. There are so many products available for you to use to manage your finances. It is essential that you take your time to choose the ones that are useful and productive to you. A product that may be useful to your friend may not really be the best for you. Therefore, you need to do financial product comparison while having your business or personal needs in mind.

It is important that you choose the best financial products that will help you to achieve long term goals. Comparing these products offers you a wide variety of options. This means that you are not just limited to one financial product. For example, if you want a pension option, you can compare different pensions so that you can get one that will serve you well after you retire. When carrying out financial product comparison, you make a decision depending on the benefits of each option against the costs. If the benefits are more than the costs, then you are sure it is a worthwhile product.

Another reason why you should compare financial products is because you save money and time. If you pick the right financial product, you can use it for a long while and you will not spend any time trying to switch to another product. You also save a lot of money in the long run since the profits you get when using the right product will mean that you do not lose any money on your investment. Getting professionals to help you as you shop financial products ensures that you use the least time possible in getting the best product for you.

In order to benefit from financial product comparison, you need to take your time when searching for the right product. You need to ensure that as you go through each product, there are details included in the description. It is also advisable that you learn how to read in between the lines as you shop. This ensures that you are aware of any hidden products since most providers may try to blind your eye on some areas. Do not just focus on the current value when you are shop financial products. Take your time and consider the future as well and if the products will be beneficial in the long run.

A useful tip for when you want to compare financial products is to get the input of experts. Since there are so many products, if you are not a financial expert, you can easily get confused. Therefore, you need to consult with someone who has a lot of experience dealing with financial products and can offer you advice on the best option for you. This will help you compare financial products that you are interested in, whether they are insurance or pension schemes. This is a sure way of getting the best product for your company

Familiar With Financial Planning

Usually, Financial Planning term is we hear bandied about in the media all the time; however, if you ask the people “What is financial planning?” then and you are about to get many different answers. It means diverse things to different people, although the most vital question is what it is meant for?

In normal term financial planning has been sprouting through the years. It work on base of save today and spend tomorrow. As per the new inclusive approach in financial planning it states to let the contemporary investor enjoy as well as save at the same time. Today is cohort is more open to perilous investments while they are younger because they know they still have the time to recuperate.

Moreover, the conservative part of investors mainly fits in to the older investors. A good financial planning consultant must have good customers of the two separate investors to be able to be a plausible finance adviser to you.

An ample financial planning comprises many factors of your financial life as following:

– Insurance and Risk Management
– General Financial and Retirement Planning
– Employee Benefits & Retirement Plans
– Other related financial service that your financial portfolio might demand
– Estate Planning and Management
– Investment Planning
– Accounting & Tax Planning

Today, there are many firms which involved in offering life insurance, home insurance, car insurance, homeowners insurance, college savings plans, mortgage life insurance, financial advice, financial planning, retirement planning, financial retirement planning, life insurance policies, etc. so one can also go with these kind of firms for their financial planning help.

The protection as well as improvement of your investments is the main anxiety of a financial planning phase. If you are dealing with the any financial planning consultant then he/she has to review your financial information, where it is at the moment as well as where you hope it will be in the future. Moreover, you can have the advice to make smart decisions concerning your money.

Today, there are many firms which involved in offering life insurance, home insurance, car insurance, homeowners insurance, college savings plans, mortgage life insurance, financial advice, financial planning, retirement planning, financial retirement planning, life insurance policies, etc. so one can also go with these kind of firms for their financial planning help.

The protection as well as improvement of your investments is the main anxiety of a financial planning phase. If you are dealing with the any financial planning consultant then he/she has to review your financial information, where it is at the moment as well as where you hope it will be in the future. Moreover, you can have the advice to make smart decisions concerning your money.

Today, there are many firms which involved in offering life insurance, home insurance, car insurance, homeowners insurance, college savings plans, mortgage life insurance, financial advice, financial planning, retirement planning, financial retirement planning, life insurance policies, etc. so one can also go with these kind of firms for their financial planning help.

The protection as well as improvement of your investments is the main anxiety of a financial planning phase. If you are dealing with the any financial planning consultant then he/she has to review your financial information, where it is at the moment as well as where you hope it will be in the future. Moreover, you can have the advice to make smart decisions concerning your money.

Today, there are many firms which involved in offering life insurance, home insurance, car insurance, homeowners insurance, college savings plans, mortgage life insurance, financial advice, financial planning, retirement planning, financial retirement planning, life insurance policies, etc. so one can also go with these kind of firms for their financial planning help.

The protection as well as improvement of your investments is the main anxiety of a financial planning phase. If you are dealing with the any financial planning consultant then he/she has to review your financial information, where it is at the moment as well as where you hope it will be in the future. Moreover, you can have the advice to make smart decisions concerning your money.